Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Freedom Retirement Account
Full range of access and great interest rates for retirees and pensioners.
Funds between $2,000 to $50,000
1.25% p.a
1
Funds between $50,000 to $250,000
2.50% p.a
1
Embrace Your Retirement Dreams with Our Freedom Retirement Account
Our Freedom Retirement Account is designed to provide you with financial security and flexibility. This account offers competitive interest rates and easy access to your funds. Whether you’re planning to travel, spend time with family, or simply relax, our Freedom Retirement Account supports your lifestyle choices, ensuring your golden years are truly golden.
Support and enhance your desired retirement lifestyle with access to your funds
Features & Benefits
What do you get?
| Community partnership program | No |
| Visa debit card (ATM and EFTPOS) | Yes 2 |
| Access card (ATM and EFTPOS) | Yes |
| Internet and mobile banking | Yes |
| Direct debits and credits | Yes |
| Cheques | No |
| Branch and contact centre | Yes |
| Overdraft available | No |
Visa Debit Card
Get quick, convenient access to your money worldwide with Visa or EFTPOS. Enjoy fee-free ATMs, Tap & Go payments, and the option to add an additional cardholder at no extra cost.
Terms and conditions apply.
Interest Rates
| Funds up to $2,000 | 1.25% p.a1 |
| Funds between $2,000 to $50,000 | 1.25% p.a1 |
| Funds between $50,000 to $250,000 | 2.50% p.a1 |
| Funds over $250,000 | 2.50% p.a1 |
Interest conditions
Tiered rates applies based upon account balance.
Interest frequency
Calculated daily, paid monthly. End of month rate applies to whole month.
Fees
| Access fee | Free |
| Internet, mobile, and phone banking transactions | Free |
| ATM withdrawal or enquiries | Free 3 |
| Eftpos or Visa transaction | Free |
| Direct debits and credits | Free |
| Over-the-counter withdrawal | Free |
| Over limit fee | $3.50 |
| Direct debit dishonour | $5.00 |
| Bank cheque fee | $11.00 |
| Cheque deposit |
10 free deposits per month Additional deposits $0.50 |
Find out more or get started on your Freedom Retirement Account now
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