Support for our members
If you’re experiencing financial hardship, or other challenging circumstances, let us help.
Commercial Overdraft
Manage your cash flow efficiently with our Business Overdraft facility.
Manage your cash flow efficiently with our Business Overdraft facility.
Designed to provide your business with flexible access to additional funds, this service helps you cover short-term expenses and manage working capital needs without the hassle of reapplying for credit. Enjoy the convenience of only paying interest on the amount you use, with competitive rates and tailored limits to suit your business requirements.1 2 3
Why does the commercial overdraft suit you?
Features & Benefits
Features
| Split loans available | Variable rates only |
| Repayment options | Interest only |
| Minimum amount | $500 |
| Maximum term | N/A |
| Advance payments | N/A |
| Redraw | N/A |
| Repayment frequency | No solid scheduled repayments |
| Minimum deposit (No LMI) |
20% (residential security) 35% (commercial security) 40% (rural security) N/A (unsecured) |
Rates
| Interest Rates | Contact our Commercial Lending Team for details |
Fees
| Monthly service fee | None |
| Redraw fee | N/A |
| Approval fee | Contact our Commercial Lending Team for details |
Want to know more about our Business Loans?
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Non-Mortgage Secured Commercial Loans
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Account Management and Support
For help with managing your account, including online access, and other features, contact our support team.
Financial assistance
If the unexpected happens, and you have missed a repayment or you’re unable to meet your repayments, please get in touch.
Technical Support
If you experience any technical issues with online access or account features, our team is available to assist you.