Credit Union BankHome Loan
Making home ownership simple and flexible
Ready to take the next step towards owning your home? At Credit Union Bank, we've created a home loan that's flexible and easy to understand. Whether you're buying your first home, refinancing, or looking to invest, we've got the options to help suit your needs. Enjoy competitive interest rates and make the most out of your home loan with features like offset accounts and redraw options. Plus, applying online is quick and easy, with no upfront application fees3 4 5.
A home loan designed with you in mind, offering:
Fees
| Annual fee | $0 |
| Approval fee | $0 |
| Documentation fee | $0 |
| Discharge fee | Yes |
| Valuation fees | At cost |
| Top up fee | $195 |
| Restructure fee | $200 |
| Monthly service fee | $0 |
| Break costs for early payout | Nil on variable, may apply on fixed |
| Access fee on Transaction & Savings Accounts |
Get started now by applying online for your home loan
It's quick, convenient, secure and available 24/7. Get in touch with a Home Loan Specialist for support when refinancing. We're here to help from application to settlement.
We're available on 132 067 if you would like to apply over the phone or have a question.
Disclaimers
Interest rates are on a per annum basis and are current as of today's date and are subject to change.
The Comparison rate is calculated on a secured loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Terms, conditions, fees, charges and normal lending criteria apply. See Fees & Charges for full details.
Please refer to the Product Details, Conditions of Use and Target Market Determination when considering if this product is right for you.
Credit Union Bankis the issuer of the product.
Interest rates are on a per annum basis and are current for new loan contracts as of today's date and are subject to change. The LVR Interest Rate Discount applies to the Standard Variable Rate at the time of the application of the loan and is based on total mortgage-secured consumer lending held in Mortgage Offset Home Loans.
LVR is calculated by dividing the loan amount by the value of the property (as assessed by Credit Union Bank). There may be a difference between the purchase price and the value of the property
Revert Rate is variable non offset home loan rate with Principal & Interest repayment for the remainder of the term.
Minimum redraw amount is $500.
Terms and conditions apply. Credit Union Bankreserves the right to determine eligibility for this service.