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Personal Loans

Personal Loans

Whether you're looking to renovate your home, go on holiday, consolidate debts or buy a new car, we have the personal loan that suits you. Apply online or speak to us today to get what you want sooner.

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Competitive Rates
Committed to serve Regional Australians here, in Regional Australia
5% of profits are invested back into the community

Why getting a Personal Loan with Regional Australia Bank?

Member owned

Being member owned means we're free to focus on delivering value to members rather than the interests of shareholders.

Banking with a conscience

We pledge 5% of our profits to grassroots initiatives that help regional communities.

Australian roots

We've been helping Australians achieve their lifestyle goals for over 55 years. We'll help you achieve yours.

Personalised solutions

We recognise everyone's circumstances differ, so we provide personalised financial solutions to save time, money and effort.

Find out more or get started on your personal loan application now

Let us know how we can help by leaving your details, and as much information as possible, using the form below. We'll get back to you at a convenient time so you can get going sooner.

Your Choice Credit Card

Your Choice Credit Card

Versatile and competitive no-frills credit card with low rates, low annual fee and great discounts for home loan borrowers. Visa Debit Card

Visa Debit Card

Quick, convenient access to your own money anywhere in the world that Visa or EFTPOS are accepted Community Partnership Account

Community Partnership Account

Our revolutionary transaction account allows you to support a community group of your choice, at no additional cost to you.

Disclaimers

1

The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

2

Minimum redraw amount is $200.

3

The Comparison rate is calculated on a unsecured loan amount of $10,000 over a term of 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

4

Interest rates are on a per annum basis and are current as of today's date and are subject to change. Please note that the interest rate effective at the end of each month applies to the whole month.